Affordable Care Act
Sara Rodriguez recently received a $4,000 bill for a six-hour emergency room visit to treat a fever. She says she can’t pay, but she’s also not planning to buy health insurance through the new federal marketplace.
Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.
Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.
If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.
Under the Affordable Care Act, most health insurance policies must cover prescription drugs.
Some insurance plans may include coverage for contacts and glasses, though most don’t.
The Affordable Care Act requires that all health insurance policies cover 10 essential benefits, including emergency treatment.
To maximize the benefits of your insurance policy, you will likely need to choose a doctor from within your health plan’s network.
If your health insurance is provided by your employer, you will lose coverage if you are laid off or fired. But there are options to stay covered.
The difference between an HMO and a PPO is in their costs and health care options.